Privacy Policy
UPDATED ON: 7-16-21
TrueRate Lending treats your sensitive data with the strictest of confidence and implements all security protocols required to protect its integrity online when you use our site and its services. This Privacy Policy gives you a detailed account of how TrueRate Lending collects, processes, and utilizes the information provided by users to us to make it possible for us to deliver our services.
User Consent
Transmission of your identifiable information to us indicates your approval to our use of such data for the purposes this Policy describes in the United States and the world at large. When you submit information to us on someone else’s behalf, you are directly implying you have they have given their consent in express written form for you to grant us access to use it without legal consequence.
As stipulated by the Child Online Protection Act, TrueRate Lending does not knowingly gather identifiable data from underaged children and if it is to your knowledge that we collected such information, please do not hesitate to contact us so we can delete such information from our database.
The Sensitive Data We Gather From Our Users
To provide you with our services, we collect sensitive information from you including
The following data may be collected automatically to streamline our site usage for better device delivery:
Our Use of The Information We Gather From You
We use your personal information for the following purposes.
To provide you with our services, we may disclose your private information to lenders, associates, and third parties to provide you with our services within the limits of applicable law and this Privacy Policy and you give us to make use of such information at our discretion.
Our Security Measures To Safeguard your Information
TrueRate Lending utilizes all technical security measures and policies to protect your personal information from unsanctioned access, accidental loss, disclosure, abuse, and exploitation in the following ways:
Although we take all the measures suitable to safeguard your identifiable information, all data transmitted online may be vulnerable to exploitation when you transmit it to us as the internet is never 100% secure. We hereby acknowledge that all private data you transmit to TrueRate Lending online is at your sole risk.
If circumstances TrueRate Lending has no control over arise, we may expose your private data under legal jurisdiction, withholding as much as legally possible to protect your privacy to:
Cookies
We make use of cookies and tracking technology of a similar nature to improve your user experience when you navigate through our website and allow you to customize its operations to your preferences. We also use analytics to understand your usage patterns and optimize them to improve their functions.
Third-Party Website Links
It is possible for you to encounter links that lead to websites run by third-parties, and when followed, we do not have power over how such sites operate. We strongly recommend that you thoroughly review their Terms of Use and Policies to protect yourself from exposure to risks when you engage with them.
Restricting how TrueRate Lending Uses Your Identifiable Information
TrueRate Lending gives you the freedom to control the way we make utilize your identifiable information by:
Amendments to this Our Privacy Policy
TrueRate Lending exclusively holds the right to make amends or changes to any section of this article in part or its entirety with or without notifying users at any time as we deem necessary. By continuing to use our site, you give your grant is permission to utilize your personal information as described this Privacy Policy regardless of such amends.
Contact Us
TrueRate Lending welcomes all questions and concerns you wish to address regarding this Policy.
TrueRate Lending treats your sensitive data with the strictest of confidence and implements all security protocols required to protect its integrity online when you use our site and its services. This Privacy Policy gives you a detailed account of how TrueRate Lending collects, processes, and utilizes the information provided by users to us to make it possible for us to deliver our services.
User Consent
Transmission of your identifiable information to us indicates your approval to our use of such data for the purposes this Policy describes in the United States and the world at large. When you submit information to us on someone else’s behalf, you are directly implying you have they have given their consent in express written form for you to grant us access to use it without legal consequence.
As stipulated by the Child Online Protection Act, TrueRate Lending does not knowingly gather identifiable data from underaged children and if it is to your knowledge that we collected such information, please do not hesitate to contact us so we can delete such information from our database.
The Sensitive Data We Gather From Our Users
To provide you with our services, we collect sensitive information from you including
- Users full name, gender and date of birth,
- User’s primary address, phone number, and email address.
- Credit score information, vehicle information, and related data.
- Transacting information online, all records of correspondence and sensitive information you provide during service requests.
- Information pertaining to your transactions online and records of interaction with us through any communication media including contact forms, emails, and registration forms.
The following data may be collected automatically to streamline our site usage for better device delivery:
- Your browser information, IP address, and time zone
- User activity onsite and data from your browser including your location when you access it, inbound links, searches, web page visits, and preferences.
Our Use of The Information We Gather From You
We use your personal information for the following purposes.
- To gather the requirements needed to process your service request.
- To provide you with customer support services.
- To improve the way our site operates.
- To understand how you use our site, tailor it to your preferences.
To provide you with our services, we may disclose your private information to lenders, associates, and third parties to provide you with our services within the limits of applicable law and this Privacy Policy and you give us to make use of such information at our discretion.
Our Security Measures To Safeguard your Information
TrueRate Lending utilizes all technical security measures and policies to protect your personal information from unsanctioned access, accidental loss, disclosure, abuse, and exploitation in the following ways:
- All TrueRate Lending associates, employees and third parties we trust who have access to your identifiable information are subjected to sign non-disclosure agreements.
- The permanent erasure of your personal information or making changes to it as per your request.
- Strict data protection measures to avert unauthorized access, disclosure, and abuse of your personal information.
Although we take all the measures suitable to safeguard your identifiable information, all data transmitted online may be vulnerable to exploitation when you transmit it to us as the internet is never 100% secure. We hereby acknowledge that all private data you transmit to TrueRate Lending online is at your sole risk.
If circumstances TrueRate Lending has no control over arise, we may expose your private data under legal jurisdiction, withholding as much as legally possible to protect your privacy to:
- Abide to law enforcement, warrants, and legal proceedings.
- To defend the integrity of our company and the rights of all users of our sites and the people we provide our services to.
Cookies
We make use of cookies and tracking technology of a similar nature to improve your user experience when you navigate through our website and allow you to customize its operations to your preferences. We also use analytics to understand your usage patterns and optimize them to improve their functions.
Third-Party Website Links
It is possible for you to encounter links that lead to websites run by third-parties, and when followed, we do not have power over how such sites operate. We strongly recommend that you thoroughly review their Terms of Use and Policies to protect yourself from exposure to risks when you engage with them.
Restricting how TrueRate Lending Uses Your Identifiable Information
TrueRate Lending gives you the freedom to control the way we make utilize your identifiable information by:
- Holding back information on the condition that it is not required for effective service delivery.
- Asking us to delete your personal information permanently.
- Changing our cookie preference use cookies when you access our site by managing your preferences.
- Asking us to make changes to your data.
Amendments to this Our Privacy Policy
TrueRate Lending exclusively holds the right to make amends or changes to any section of this article in part or its entirety with or without notifying users at any time as we deem necessary. By continuing to use our site, you give your grant is permission to utilize your personal information as described this Privacy Policy regardless of such amends.
Contact Us
TrueRate Lending welcomes all questions and concerns you wish to address regarding this Policy.