Terms and Conditions
Effective From: (7-26-21)
Welcome to TrueRate Lending, and thank you for visiting our website. We strongly recommend that you review our Terms and Conditions thoroughly to know your rights and obligations during your use of our site and services.
Legal Notice
Please be advised that all of the Terms and Conditions (“Terms”, “Conditions”, “Policies”) described by this agreement and those referred to apply to all of the content and services provided under the domain name www.truerateln.com. You agree that your use of our Site is out of your own free will, and navigating through it, transacting, or interacting with the services provided thereon shows your agreement to all our Terms.
The headings we use throughout this agreement are to make it easier for you to navigate through our terms and do not limit their extent in any way. If you do not agree to any part of our Terms and Conditions, please leave this Site immediately.
General Conditions
TrueRate Lending reserves the right to terminate or deny anyone service access as the company deems fit. You consent to TrueRate’s transmission of your identifiable information across multiple networks without encryption or in a modified state to meet the demands of networks and connected devices.
All content and materials available on this site are exclusively owned by TrueRate Lending and are under the copyright laws of both the United States and foreign countries. You will not copy, reproduce, sell or exploit our services, site, or any point of contact with TrueRate Lending without express written consent, and violation of these Conditions may result in legal action.
Service Request
PolicyTo access this site, interact with its features, and request a service, you must be of legal age, mentally sound, and not forbidden to contract by law. While our site can be accessed by anyone including minors, we do not knowingly collect their identifiable information.
We provide users access to our services upon completing a service request application. By continuing to do so, you consent to us accessing your credit information and other sensitive data to evaluate your credit options to finance your auto loans through our lending partners and third parties through soft pulls (without impacting your credit score). You also consent to our processing of your vehicle registration and warranty protection.
Site Prohibitions
To protect our site, we prohibit the following user actions:
1. Contravening any laws applicable and infringing copyright and intellectual property laws and rights.
2. Submission of falsified or manipulated information.
3. Transmitting malicious code, viruses, obscene material, offensive content, and or anything that infringes copyright laws, trademarks, patents, and other intellectual property rights.
4. Faking your identity, impersonating, or misrepresenting other parties.
5. Spamming, hacking, scraping, pharming, phishing, or pretexting of any kind.
6. Obstructing our Site’s services or security features.
We may take legal action upon violation of these provisions.
Privacy Policy
At TrueRate Lending, we value your privacy and take all measures necessary to protect your identity. To learn more about such measures, please review our Privacy Policy.
Third-Party Sites
Links to third-party sites that you may encounter while navigating through our site will redirect you to sites that are not governed by any of our policies, and accessing such sites is at your own risk.
Submissions
By submitting any form of content, information, material, or idea through any communication media, you surrender all entitlements, interests, and rights to such materials to TrueRate Lending. We are not under any obligation to protect any information made available to us by users if it does not fall under the information protected by our privacy policy. Such information can be used by us without any restriction or legal consequences.
Submissions made available to TrueRate Lending from third parties will all be used at our discretion under the assumption that the user has the consent of such parties to grant us access and permission to use the information as we see fit.
Indemnity
You shall indemnify and deem TrueRate Lending, its subsidiaries, partners, affiliates, associates, stakeholders, employees, and any other parties in association free from any form of claims, liabilities, expenses, legal action, costs, attorney’s fees, or legal action resulting from your violation of these terms and all articles referenced to in the Terms.
Amendments
At our discretion, we may update, change or delete any part of these Terms with or without informing you in advance. You acknowledge the fact that it is your responsibility to review these Terms for amendments periodically.
Dispute Resolution and Arbitration
If a dispute occurs between TrueRate Lending and any site user, you understand and agree that such occurrences will be expedited out of a court of law to relieve any claims or disputes before both parties agree to initiate out-of-court arbitration or settlements.
We shall commence the informal negotiation upon your reception of a TrueRate Landing written form and to initiate and establish further contact, we will extract your identifiable information from our database for such purposes.
Disclaimer of Warranties and Liability Limitations
ALL SERVICES AND CONTENT PROVIDED ON THIS DOMAIN ARE AVAILABLE “AS-IS” AND ARE DEVOID OF ANY WARRANTIES WHETHER EXPRESSED OR IMPLIED TO THE FULLEST DEGREE PERMISSIBLE PURSUANT BY LAWS APPLICABLE, WARRANTIES OF CORRECTNESS OR DEPENDABILITY OF MATERIAL AND CONTENT, WARRANTIES OF MERCHANTABILITY, ACCURACY, UNINTERRUPTED SERVICE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, OR ANY OTHER TERMS. WE DO NOT WARRANT THAT ANY DEFECTS IN SERVICES WILL BE CORRECTED OR THAT THE SERVER ON WHICH IT IS AVAILABLE DOES NOT CONTAIN ANY VIRUSES OR MALICIOUS SOFTWARE, OR MAKE ANY REPRESENTATIONS ON THE USE OR RESULTS OF OUR SERVICES.
Your access and use of this Site is solely at your risk and we reserve the right to make changes to any of our services, the content provided on this site, and any other material and provision without notice. You hereby acknowledge and understand that TrueRate Lending will not be held responsible for any material on this site that is not updated, and updating it shall be at our discretion, with or without notice.
Severability
If any clause of these terms is said to be unenforceable by law in a court of competent jurisdiction, you hereby agree that the original intention of that clause shall be made effective as it so describes without restriction to the extent of other terms. Our failure to exercise our rights or enforce any clause in these Terms and Conditions is not a waiver of such rights and shall not be regarded as such.
Entire Agreement
These Terms and Conditions encompass the entire agreement of involved parties, transcending all prior agreements between TrueRate Lending and all site visitors. Waivers to any of these terms shall be presented in writing with the signature of a TrueRate Lending Representative.
Governing law
The Terms and Conditions described by this article and this site fall under the laws governing the United States of America.
Contact Us
TrueRate Lending is open to all questions, concerns, and feedback regarding this article and you can get in touch with us by sending us an email at or giving us a call.
Welcome to TrueRate Lending, and thank you for visiting our website. We strongly recommend that you review our Terms and Conditions thoroughly to know your rights and obligations during your use of our site and services.
Legal Notice
Please be advised that all of the Terms and Conditions (“Terms”, “Conditions”, “Policies”) described by this agreement and those referred to apply to all of the content and services provided under the domain name www.truerateln.com. You agree that your use of our Site is out of your own free will, and navigating through it, transacting, or interacting with the services provided thereon shows your agreement to all our Terms.
The headings we use throughout this agreement are to make it easier for you to navigate through our terms and do not limit their extent in any way. If you do not agree to any part of our Terms and Conditions, please leave this Site immediately.
General Conditions
TrueRate Lending reserves the right to terminate or deny anyone service access as the company deems fit. You consent to TrueRate’s transmission of your identifiable information across multiple networks without encryption or in a modified state to meet the demands of networks and connected devices.
All content and materials available on this site are exclusively owned by TrueRate Lending and are under the copyright laws of both the United States and foreign countries. You will not copy, reproduce, sell or exploit our services, site, or any point of contact with TrueRate Lending without express written consent, and violation of these Conditions may result in legal action.
Service Request
PolicyTo access this site, interact with its features, and request a service, you must be of legal age, mentally sound, and not forbidden to contract by law. While our site can be accessed by anyone including minors, we do not knowingly collect their identifiable information.
We provide users access to our services upon completing a service request application. By continuing to do so, you consent to us accessing your credit information and other sensitive data to evaluate your credit options to finance your auto loans through our lending partners and third parties through soft pulls (without impacting your credit score). You also consent to our processing of your vehicle registration and warranty protection.
Site Prohibitions
To protect our site, we prohibit the following user actions:
1. Contravening any laws applicable and infringing copyright and intellectual property laws and rights.
2. Submission of falsified or manipulated information.
3. Transmitting malicious code, viruses, obscene material, offensive content, and or anything that infringes copyright laws, trademarks, patents, and other intellectual property rights.
4. Faking your identity, impersonating, or misrepresenting other parties.
5. Spamming, hacking, scraping, pharming, phishing, or pretexting of any kind.
6. Obstructing our Site’s services or security features.
We may take legal action upon violation of these provisions.
Privacy Policy
At TrueRate Lending, we value your privacy and take all measures necessary to protect your identity. To learn more about such measures, please review our Privacy Policy.
Third-Party Sites
Links to third-party sites that you may encounter while navigating through our site will redirect you to sites that are not governed by any of our policies, and accessing such sites is at your own risk.
Submissions
By submitting any form of content, information, material, or idea through any communication media, you surrender all entitlements, interests, and rights to such materials to TrueRate Lending. We are not under any obligation to protect any information made available to us by users if it does not fall under the information protected by our privacy policy. Such information can be used by us without any restriction or legal consequences.
Submissions made available to TrueRate Lending from third parties will all be used at our discretion under the assumption that the user has the consent of such parties to grant us access and permission to use the information as we see fit.
Indemnity
You shall indemnify and deem TrueRate Lending, its subsidiaries, partners, affiliates, associates, stakeholders, employees, and any other parties in association free from any form of claims, liabilities, expenses, legal action, costs, attorney’s fees, or legal action resulting from your violation of these terms and all articles referenced to in the Terms.
Amendments
At our discretion, we may update, change or delete any part of these Terms with or without informing you in advance. You acknowledge the fact that it is your responsibility to review these Terms for amendments periodically.
Dispute Resolution and Arbitration
If a dispute occurs between TrueRate Lending and any site user, you understand and agree that such occurrences will be expedited out of a court of law to relieve any claims or disputes before both parties agree to initiate out-of-court arbitration or settlements.
We shall commence the informal negotiation upon your reception of a TrueRate Landing written form and to initiate and establish further contact, we will extract your identifiable information from our database for such purposes.
Disclaimer of Warranties and Liability Limitations
ALL SERVICES AND CONTENT PROVIDED ON THIS DOMAIN ARE AVAILABLE “AS-IS” AND ARE DEVOID OF ANY WARRANTIES WHETHER EXPRESSED OR IMPLIED TO THE FULLEST DEGREE PERMISSIBLE PURSUANT BY LAWS APPLICABLE, WARRANTIES OF CORRECTNESS OR DEPENDABILITY OF MATERIAL AND CONTENT, WARRANTIES OF MERCHANTABILITY, ACCURACY, UNINTERRUPTED SERVICE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, OR ANY OTHER TERMS. WE DO NOT WARRANT THAT ANY DEFECTS IN SERVICES WILL BE CORRECTED OR THAT THE SERVER ON WHICH IT IS AVAILABLE DOES NOT CONTAIN ANY VIRUSES OR MALICIOUS SOFTWARE, OR MAKE ANY REPRESENTATIONS ON THE USE OR RESULTS OF OUR SERVICES.
Your access and use of this Site is solely at your risk and we reserve the right to make changes to any of our services, the content provided on this site, and any other material and provision without notice. You hereby acknowledge and understand that TrueRate Lending will not be held responsible for any material on this site that is not updated, and updating it shall be at our discretion, with or without notice.
Severability
If any clause of these terms is said to be unenforceable by law in a court of competent jurisdiction, you hereby agree that the original intention of that clause shall be made effective as it so describes without restriction to the extent of other terms. Our failure to exercise our rights or enforce any clause in these Terms and Conditions is not a waiver of such rights and shall not be regarded as such.
Entire Agreement
These Terms and Conditions encompass the entire agreement of involved parties, transcending all prior agreements between TrueRate Lending and all site visitors. Waivers to any of these terms shall be presented in writing with the signature of a TrueRate Lending Representative.
Governing law
The Terms and Conditions described by this article and this site fall under the laws governing the United States of America.
Contact Us
TrueRate Lending is open to all questions, concerns, and feedback regarding this article and you can get in touch with us by sending us an email at or giving us a call.